Understand Your Financial Health Score
One of the first things you'll notice in Aureus is your Financial Health Score.
This score provides a quick snapshot of your overall financial health by looking at multiple areas of your finances—not just one account or one number.
Rather than asking you to interpret dozens of financial metrics yourself, Aureus summarizes your financial picture into a single score and then shows you which areas offer the greatest opportunity for improvement.
Important: Your Financial Health Score is unique to Aureus. It is not a credit score and is never shared with lenders or credit bureaus.
Why Does Aureus Use a Financial Health Score?
Most people know pieces of their financial picture.
They know:
- Their checking account balance.
- Their credit card balance.
- Their retirement account value.
What they often don't know is how those pieces fit together.
The Financial Health Score helps answer that question by giving you a simple way to monitor your overall financial progress over time.
Its purpose isn't to judge your finances—it's to help you understand where you are today and where you can improve next.
When Will My Score Be Available?
Your score becomes available after Aureus has enough information to evaluate your financial picture.
In most cases, that means:
- Connecting one or more financial accounts, or adding accounts manually.
- Importing recent account balances and transaction history.
- Allowing the initial synchronization to complete.
If you've just connected your first account, it may take a few minutes before your score is ready.
Viewing Your Score
To view your Financial Health Score:
- Open Financial Health Score from the main navigation.
- If prompted, select Calculate or Recalculate.
- Review your overall score.
- Explore the individual score categories to understand what is influencing your results.
As your finances change over time, you can recalculate your score to reflect your latest financial information.
What You'll See
Your Financial Health Score page may include:
- Your overall score
- Individual score categories
- Historical score trends
- Explanations of recent changes
- Suggestions for areas that may deserve additional attention
You can also use Ask Aureus to better understand changes in your score and the financial concepts behind them.
A Few Things to Remember
As you begin using your Financial Health Score, keep these ideas in mind:
- Your score is designed to improve over time—not overnight.
- Focus on understanding the individual score categories instead of only the overall number.
- Temporary changes are normal as your financial situation evolves.
- The score is intended to guide your financial decisions, not define your financial success.
Think of your score as a progress tracker rather than a report card.
Frequently Asked Questions
Is this my credit score?
No.
Your Financial Health Score is an educational tool created by Aureus and has no impact on your credit history or creditworthiness.
Why don't I have a score yet?
Your score requires enough financial information to evaluate your overall financial health.
If you've recently connected your accounts, allow the initial synchronization to complete before calculating your score.
Why did my score change?
Changes to your income, savings, debt, investments, spending, or other financial activity may affect your Financial Health Score over time.
Where can I learn more?
For a complete explanation of how to use your Financial Health Score, visit the Financial Health Score feature guide.