Frequently asked questions

Aureus is a personal finance platform designed to help you better understand your financial life.

It brings your accounts together, helps you track your progress, provides educational insights, and uses our proprietary Financial Health Score to help you understand where you stand and what areas may deserve attention.

Rather than focusing only on budgets or transactions, Aureus helps you see your complete financial picture.

Aureus is designed for anyone who wants a clearer understanding of their finances.

Whether you're building your first emergency fund, paying off debt, investing for retirement, or organizing your financial life, Aureus provides the tools and educational resources to help you make more informed financial decisions.

The Personal Finance Foundations course is available at no cost.

To explore the full Aureus platform—including financial account connections, your Financial Health Score, goal tracking, and personalized insights—you can start with a 7-day free trial. After the trial, continued access requires a subscription.

Anyone can access the free Personal Finance Foundations course.

The full Aureus platform—including connected accounts, personalized financial insights, goal tracking, and your Financial Health Score—is available during the 7-day free trial and through an active subscription.

No.

You can complete the Personal Finance Foundations course without connecting any financial accounts.

If you want Aureus to provide personalized insights and calculate your Financial Health Score, you'll have the option to securely connect your financial institutions during your trial or subscription.

Yes.

Aureus is designed to work across modern desktop and mobile devices, allowing you to stay connected to your financial information wherever you are.

The Financial Health Score is Aureus's proprietary framework for helping you understand your overall financial health.

It considers multiple aspects of your finances—including cash flow, emergency savings, debt management, and financial leverage—to provide a broader perspective than any single financial metric.

No.

A credit score is designed primarily to help lenders evaluate credit risk.

The Financial Health Score is designed to help you better understand your own financial health and identify opportunities to strengthen it.

The two scores serve entirely different purposes.

No.

Your Financial Health Score is intended solely for your personal use.

Aureus does not share your score with lenders, employers, insurance companies, or other third parties.

Yes.

Your score reflects changes in your financial situation.

Positive habits, improved cash flow, increased savings, or reducing debt may improve your score over time. Likewise, significant changes in your finances may affect it in the opposite direction.

The purpose of the score is to help you understand why changes occur—not to judge your financial decisions.

Protecting your financial information is one of Aureus's highest priorities.

When you choose to connect financial accounts, Aureus uses trusted financial connectivity providers and follows security best practices designed to protect your information.

For additional details, please visit our Security page.

No.

Your banking credentials remain with our trusted financial connectivity providers and are never stored by Aureus.

No.

We do not sell your personal financial information.

Your financial information is used only to provide the services you choose to use and is handled according to our Privacy Policy.

Yes.

You can disconnect financial institutions whenever you choose.

Once disconnected, Aureus will stop receiving updated information from those accounts.

Aureus uses AI to help explain financial information, answer educational questions, and provide understandable insights based on your financial data.

The goal is to make personal finance easier to understand—not to make decisions for you.

Aureus is designed to minimize the information shared with AI wherever practical.

When appropriate, summarized financial information is used instead of complete transaction histories to provide helpful explanations while limiting unnecessary exposure of sensitive information.

No.

Aureus never makes financial decisions on your behalf.

The platform explains information, highlights patterns, and provides educational insights while leaving every financial decision entirely under your control.

No.

Aureus provides general financial education and informational insights.

It does not provide individualized financial, investment, legal, or tax advice.

Aureus supports connections to thousands of financial institutions through trusted financial connectivity providers.

Availability depends on each participating institution.

Yes.

Aureus helps you monitor investment accounts alongside your banking, savings, debt, and other financial information so you can view your finances in one place.

Yes.

You can create goals for:

• Emergency savings
• Debt repayment
• Retirement
• Investing
• Other long-term financial priorities

Aureus helps you monitor your progress and understand how those goals fit into your overall financial picture.

No.

Budgeting is one part of Aureus, but it is only one piece of a broader financial system.

Aureus combines financial organization, education, goal tracking, investment monitoring, personalized insights, and the Financial Health Score to help you understand your finances as a whole.

Many people leave school without ever learning how personal finance works as a complete system.

We created Aureus to make financial education more accessible and to help people organize, understand, and improve their financial lives with confidence.

Many financial apps focus on tracking money.

Aureus focuses on helping you understand it.

By combining financial organization, education, personalized insights, goal tracking, and a proprietary Financial Health Score, Aureus helps you build a clearer understanding of your complete financial picture.

Your financial life is made up of connected decisions.

Income affects savings.

Savings affect financial resilience.

Debt influences investing.

Investing shapes long-term wealth.

Understanding how these pieces work together leads to better decisions than treating each topic separately.

That's why Aureus is designed to help you build and maintain a complete financial system.

Aureus is supported through paid subscriptions.

The free Personal Finance Foundations course allows anyone to learn the fundamentals of personal finance. The full Aureus platform is available through a 7-day free trial, after which an active subscription is required for continued access.

We believe transparency is important, which is why we also maintain a dedicated How We Make Money page that explains our business model in more detail.

The name Aureus comes from the ancient Roman gold coin of the same name. Throughout history, it has represented enduring value rather than short-term speculation.

We chose the name because our mission isn't to help people chase quick wins—it's to help them build lasting financial knowledge, stronger habits, and long-term financial health.