Your money, one picture—and a plan you can follow.
See net worth, spending habits, and a Financial Health Score in one place. Connect accounts or start manually, set goals, and get AI guidance that explains what changed—not just what happened.
No credit card. Load sample data in under a minute, or link a sandbox bank when you are ready.
- Setup time
- ~5 min
- Score
- 0–100
- Spending view
- Fixed vs flex
- Guidance
- AI + rules
Financial Health Score
74
+6 vs last month
Net worth
$284k
MTD spend
$4.2k
AI insight
Flexible spending is up this month—trim dining first before touching fixed bills like rent.
AI insights
Guidance that reads like a sharp analyst—not a chatbot
We send summarized metrics to the model—never your full transaction dump. You get structured insights with safe fallbacks if AI is unavailable.
Score moved—here is why
ScoreYour buffer improved after three months of positive cashflow. The biggest lift came from higher savings, not lower spending.
Flexible spend is creeping up
SpendingDining and entertainment are up 18% vs last month. A weekly cap on flexible categories would stabilize your score faster than cutting fixed bills.
One action for this week
ActionMove $200 from checking to your high-yield savings to close the gap on your emergency fund goal—you are $1,600 from target.
Everything in one app
Plus the essentials to back it up
The score and insights sit on top of the everyday tracking you would expect.
Net worth & accounts
Cash, investments, alternative assets, and liabilities organized by category.
Spending & budgets
Fixed vs flexible splits and category budgets compared to last month.
Goals
Debt payoff, savings, and investing targets that update from your balances.
Smart categorization
Transactions map to categories automatically, with one-click edits when needed.
Start building your financial picture today
Create an account, load sample data or add your accounts, and see your score, spending mix, and first insights in one sitting. Free to try—no commitment.